The Canada Revenue Agency (CRA) has announced an extra GST/HST credit in September 2025, aimed at helping low- and middle-income households manage higher living expenses. This top-up comes in addition to the regular quarterly GST/HST payments already being distributed to eligible Canadians. With rising food and housing costs, the GST/HST credit September 2025 ensures extra financial support for families and individuals struggling with day-to-day expenses.
What Is the GST/HST Credit?
The GST/HST credit is a tax-free payment designed to help Canadians with modest incomes offset the cost of the Goods and Services Tax (GST) and the Harmonized Sales Tax (HST). It is usually issued quarterly in January, April, July, and October, but the government has introduced an extra one-time credit for September 2025. This move provides additional financial relief during a period of high grocery and utility costs.
Why an Extra Payment Was Announced
The CRA decided to provide an additional payment this September due to:
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High Food Inflation: Grocery bills remain a major burden for families.
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Rising Utility Costs: Energy prices are increasing before the winter season.
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Support for Vulnerable Groups: Ensures low-income seniors, families, and single parents get immediate relief.
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Seasonal Expenses: Helps Canadians prepare for back-to-school costs in September.
This one-time boost is expected to reach millions of households across Canada.
Eligibility for the Extra GST/HST Credit
Eligibility for the GST/HST credit September 2025 follows the same criteria as the regular program. To qualify, you must:
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Be a Canadian resident for income tax purposes.
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Be at least 19 years old (or have a spouse/common-law partner, or be a parent).
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Have a household income below the CRA thresholds.
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Have filed your 2024 income tax return, which is used to calculate the payment.
Specific income limits apply:
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Singles without children: Approximate maximum income of $52,000.
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Couples without children: Approximate maximum income of $55,000.
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Families with children: Income thresholds increase depending on number of dependents.
If you already receive GST/HST credits, you will automatically receive this extra payment.
Payment Dates and Schedule
The CRA has confirmed that the extra GST/HST credit will be distributed on September 16, 2025. Key details include:
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Direct Deposit: Payments will be deposited into the same account used for tax refunds and credits.
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Mailed Cheques: Canadians not registered for direct deposit will receive cheques by post.
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Automatic Payment: No reapplication is required if you are already enrolled.
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Separate Transaction: The payment will appear as a separate deposit labeled “GST/HSTC.”
This ensures quick delivery and transparency for beneficiaries.
How Much Will You Receive?
The exact amount varies based on family status and income level. Estimates for the extra September credit are:
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Single Adults: $234.
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Couples Without Children: $306.
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Families with Two Children: Up to $628.
The CRA will calculate payments using 2024 income tax filings, ensuring households most in need receive higher amounts.
How to Check Your Eligibility
Canadians can confirm eligibility and expected payment by:
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Logging into their CRA My Account.
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Using the CRA MyBenefits app.
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Reviewing their July 2025 GST/HST credit statement.
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Contacting the CRA helpline if unsure.
Beneficiaries will also receive a notification by mail or email confirming payment details.
Impact of the Extra GST/HST Credit
The GST/HST credit September 2025 provides several benefits for households:
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Grocery Relief: Families can purchase more essential food items.
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Back-to-School Support: Parents can cover stationery, uniforms, and fees.
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Utility Bill Assistance: Helps offset rising electricity and heating costs.
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Debt Management: Some households may use funds to pay overdue bills.
For many Canadians, this payment provides temporary financial breathing room.
Common Issues and Solutions
Some Canadians may face problems receiving the payment:
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Direct Deposit Delays: Update your bank details in CRA My Account.
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Unfiled Taxes: Ensure your 2024 tax return is submitted, or payments may be withheld.
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Address Errors: Update mailing addresses to avoid missing mailed cheques.
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Scams: CRA will never ask for personal details via phone, email, or text. Payments are automatic.
Taking these steps ensures smooth receipt of benefits.
Government’s Broader Plan
While the extra GST/HST credit is a one-time measure, the government has other affordability programs in place:
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The Canada Child Benefit (CCB) provides monthly support for families with children.
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The Canada Workers Benefit (CWB) supplements income for low-wage earners.
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Grocery rebate programs continue alongside tax credits.
These combined measures reflect the government’s commitment to supporting low- and middle-income Canadians.
Tips for Beneficiaries
To make the most of the GST/HST credit September 2025, beneficiaries should:
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Prioritize spending on groceries and essentials.
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Compare prices across retailers to maximize savings.
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Avoid unnecessary expenses.
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Use rebate funds alongside loyalty points for better value.
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Stay updated with CRA announcements for future benefits.
Practical planning ensures the payment stretches further.
FAQs
When will the extra GST/HST credit be paid in 2025?
On September 16, 2025, by direct deposit or cheque.
Do I need to apply for this payment?
No, it will be paid automatically to eligible Canadians.
Who qualifies for the extra payment?
Anyone already eligible for the GST/HST credit based on 2024 tax returns.
How much will I receive?
Amounts vary by family size, with a maximum of around $628 for families with children.
Will there be more extra GST/HST payments in 2025?
Currently, only one extra payment has been announced for September 2025.
Click here to know more.